This top fabric is very soft I feel as nice against your skin. I am pretty modest with my clothing, and I was a little concerned when I saw how prominent the holes were. Since the top is not tight, it was not easy to see skin through the holes. I bought this specifically for a party knowing that it gets very hot and I wanted something that would breathe so I didn’t wear a Cami underneath and I felt comfortable with a nude bra and no Cami. For normal wear in the winter I would likely wear a Cami underneath both for warmth and modesty. The sleeve length was nice and I like the ruffles hem. Highly recommend!